Is this site too good to be true?

In the days when transport used real horses to supply the power, the first place you looked when buying was in the horse’s mouth. If the horse was "long in the tooth", it was too old and not worth buying. Well, in a manner of speaking, this site is a "gift horse" and the idiom says you should never look in its mouth. The person giving you the gift might think you rude and unappreciative of his/her generosity. But this time, assuming you want it straight from the horse’s mouth, you can poke round this horse all you want because it is no less than it claims to be.

Yes, the usual range of idioms says you get what you pay for: if you pay top dollar, you get top quality; if you pay nothing, you get nothing of real value. But the core of this site is a state-of-the-art search engine. However you cut it, the technology delivers what it promises. This site sends a single questionnaire to every insurance company website in your state. When it is received, this questionnaire is treated as if it was completed on the insurer’s website, and the in-house database gives out quotes. All these quotes are shown to you. To explain the process a little more: the selling of insurance is regulated by each US state individually. You cannot buy a policy from the “head office”. You must deal with the subsidiary holding a local state license. In the end, this makes no difference. The policy you buy locally will cover you no matter where you drive inside the US.

Every part of this system is automated with no expensive human beings involved. Unlike some commercial sites which spring charges on you when you get to the checkout, there is never a request for payment (not even for a charitable donation out of the kindness of your heart). Our only costs are for the server and bandwidth. In the wider scope of things, these are trivial and not worth trying to collect from the thousands who use this site.

So check it out!

You can run one search or one hundred. No-one will suddenly appear and ask you for a cent. This gives you the power to collect the maximum amount of information on the current market trends. If you find the quotes are giving you a good price, you can buy the auto insurance you need at the standard premium rates. For the avoidance of doubt, the insurance companies do not increase the quotes for business referred through this site. The rates stay the same no matter how the request is made. If you see nothing of interest, no-one forces you to buy. You can just walk away and try other sites or pick up the telephone — although we doubt you will need to do that. Almost everyone who uses this site finds really affordable auto insurance.